Teen Voices on Money Matters: Part 4
| July 13, 2016
Photo: Shutterstock
Mesila & Mishpacha: Do you feel there’s a healthy attitude toward borrowing and lending among your friends?
“For the most part yes” says Ayala 18. “Most girls trust each other and are comfortable with both borrowing and lending. I’m not saying it’s perfect girls do sometimes forget to pay back but for the most part the attitude is positive.
“I like it that girls are comfortable about borrowing” says Shiri 16 “because if someone borrows from me one day I feel comfortable borrowing from her the next. It’s sort of understood that we’re there for each other.”
It’s beautiful that you girls have that perspective! Lending to someone in need is actually a form of chesed!
M&M: It’s nice that your attitudes are positive and generous. But are boundaries ever crossed? When can things get a little sticky?
“There’s one thing that really irks me” says Faigy 19. “And that’s when friends think my purse is public property. They’ll say something like ‘I need five dollars. I’m taking it from you now okay?’ I mean doesn’t borrowing mean taking with permission? If not isn’t it stealing?”

Photo: Shutterstock
“I have a different pet peeve” adds Esti. “How about when a girl says ‘Can you just lay out five dollars for me’ and then never gives it back? Is it petty to be upset about it or expect someone to give back what you lent them even if it’s just five dollars?
“I feel like some girls turn into compulsive borrowers” agrees Faigy “and then when it comes to spending they think that the sky is the limit.”
“It definitely becomes much harder to remember to pay back if you’re always borrowing from everyone” says Ayala.
“I think” adds Shaindel 16 “that there’s a sensitivity issue here also. People are so quick to borrow that they don’t consider that maybe their friends don’t have the money or they really need it but still feel uncomfortable saying no.”
What you girls are bringing up are legitimate concerns. Let’s not forget that crossing the line can mean stepping over boundaries of halachah. Borrowing irresponsibly can easily turn into stealing.
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